|
 |
| |
|
What is a graduated
lease? How does it work and How does it benefit my business?
|
A graduated lease offers very low monthly payments in year one of the lease. The payment amount grows as the lease term matures. The true benefit of a graduated lease is best explained using a real world example.
Lets say you were considering financing an asset for $1,000,00 at 5% interest. Here is what your payments would be. |
| |
| Finance $
|
term |
monthly payment |
|
$1,000,000 |
72 |
$14583.33 |
|
| |
Now lets say that you
negotiated a deal with the seller to lease the asset for $500000 for 6
years with an option to buy the asset at a specified time during and or
at the end of the lease.
This is what your monthly payment
schedule would look like using a graduated lease |
| Year |
monthly
pmt |
|
1 |
$2024.29 |
|
2 |
$3036.44 |
|
3 |
$4554.66 |
|
4 |
$6747.64 |
|
5 |
$10121.46 |
|
6 |
$15182.19 |
|
Thats a whopping 86 percent less monthly payment in the first year of your lease.
You get full use of the asset at a fraction of the cost of financing the total purchase amount.
|
A graduated lease may work
for you if you are a startup company with limited up front cash or a
business launching a new product or service on a fixed budget.
|
| Use the contact form below
to contact a brand agent to discuss your specific needs and determine what lease finance options are best for you and your businesss |
| |
|
 |
| |
